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TalentOS
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Payouts

Process talent payouts via bank transfer, UPI, or international wire with multi-step approval workflows.

Payout Methods

TalentOS supports multiple payout methods based on talent location and preference:

MethodSpeedAvailability
Bank Transfer (NEFT/IMPS)Instant to 2 hoursIndia
UPIInstantIndia
SWIFT Wire2-5 business daysInternational
PayPal1-2 business daysInternational

Approval Workflow

Payouts above configurable thresholds require multi-step approval (Maker-Checker pattern):

Auto-Approve — Payouts under ₹10,000 (configurable) are processed automatically
Single Approval — ₹10,000 – ₹1,00,000 requires one Finance role approval
Dual Approval — Above ₹1,00,000 requires Finance + Owner/Admin approval
Fraud Hold — System auto-holds payouts flagged by risk scoring for manual review

Security

All payout approvals require MFA step-up authentication. Wallet ownership is validated before any payout is processed.